About Us

Established in 2003, NCSL is a member-owned savings and loan society in Papua New Guinea. Originally created to support NASFUND contributors, it has since expanded to serve a broader membership base. Operating in 20 locations nationwide, NCSL offers a variety of savings and loan products, with a strong focus on improving access through digital services and innovation 

Mission

We exist to provide trusted innovative, and member centred financial solutions that enhance the long-term well-being of our community. 

Vision

To be the trusted partner in building a financially inclusive future where every member is empowered to save, grow and thrive.

Values

NCSL Values Nurture Trust

We Build enduring relationships through transparency, reliability, and care

Commitment to Excellence

We uphold the highest standards in service ,compliance, and delivery

Stewardship

We manage resources responsibily ensuringlong-term value and sustainability

Lead with integrity

We act ethicallym decisively and with accountability in every decision

Background

NCSL is a respected organisation within the Finance Industry with over 20 years of existence. As a young and thriving organisation firmly built on membership loyalty and trust, NCSL relates to thousands of contributors from various cultures and sectors of employment. Amongst identical businesses, NCSL boldly stands out being the first non-bank to be on retail electronic payment system (REPS) and is known as one of the top 3 savings and loan society in Papua New Guinea (PNG) and South Pacific for its expanding membership with contributors at any early age to adults.

NCSL head office is located on Level 2 of BSP Haus, Harbor City – Konedobu.

NCSL has branch representation through nasfund in 20 locations with offices in Alotau, Bialla, Boroko, Buka, Goroka, Kavieng, Kimbe, Kokopo, Lae – Top Town, Lae – Market, Lihir, Lorengau, Madang, Maprik, Mt Hagen, Popondetta, Downtown, Tabubil, Vanimo, Waigani and Wewak. With extensive representation, we bring our services closer to our members.

Equipped with the mission to improve the quality of life through e-nnovation, security, returns, services and product range it offers, NCSL’s vision is to be the best provider of e-Banking services in PNG.

Port Moresby (Headquarters)

Lae Branch - Market service centre

Biala branch

Alotau

Buka

Goroka

Kavieng

Kimbe Branch

Kokopo Branch

Lae- Top town branch

Lihir Branch

Lorengau

Madang Branch

Maprik Branch

Mt Hagen Branch

Popondetta Branch

Tabubil Branch

Vanimo Branch

Waigani Branch

Boroko Branch

Wewak Branch

20+ years

of service to Papua New Guineans

Member Relation

Annual Report

Brochures

Fees & Charges

Surveys

mPORO+ PROGRAM

Digital Services

MYNCSL Online Member Services

YourNCSL Online Member Services

Mobile USSD Services

Poro Card

Loan

Personal Loan 1:1

Personal Loan 1:2

Personal Loan 1: 5

Loans Calculator

Savings

General Savings

Christmas Savings

Education Savings

Kids Savings

Term deposit

Poro Account

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