As the year draws to a close, financial pressures often increase as individuals and families prepare
celebrations to welcome the New Year. Financially, it can be a real challenge, and this is where
people find themselves needing extra money and most times it’s usually at the very last minute.
NCSL Savings & Loan makes it easier to help our members meet these needs offering the 1:1
secured Personal Loan option.
This convenient loan product allows members to borrow up to the value of their savings, starting
from just K200 and at a competitive 14% annual interest rate. With no paperwork, no queues and
instant approval funds are deposited directly into the member’s Poro Account so you can access
money exactly when you need it.
Members have praised the convenience of the service as shared:
“I’ve been with NCSL for 22 years. Whenever I needed extra money or urgent expenses and
didn’t want to touch my savings, the 1:1 loan was there. It was approved instantly, and the
funds were in my Poro Account within minutes.”
— Yana G., NCSL Member
Applying is simple. Members can log in to MyNCSL Member Online or dial 628# on their mobile
phone. Once submitted, applications are processed immediately, giving members quick access to
funds when they need them most.
Why Members Love the 1:1 Loan
• Borrow up to the value of your savings
• Competitive interest rate of 14% per year
• Apply digitally, no paperwork
• Instant approval
• Funds deposited straight into your Poro Account
• Apply anytime, anywhere. No branch visits required