Andrew Topo is no stranger to NCSL Savings & Loan. He is an industrious HR professional who has been a
strong advocate promoting financial literacy and savings culture within the private sector workforce.
In today’s Society, where traditional Melanesian and Western cultures mix, Andrew is focused on changing
the mindset from borrowing to saving, which helps improve financial stability and work performance.
Andrew commended NCSL Savings and Loan for their important role since they started in 2003. “NCSL has
been playing a key role in teaching and empowering Papua New Guineans to save, offering short to
medium-term financial solutions” said Mr. Topo. He further added that “This effort supports PNG Vision
2050, which aims to create a Smart, Wise, Fair, Healthy, and Happy Society by 2050”.

Employers are also crucial in promoting this savings culture among their workers. Andrew has helped set
up important arrangements, like with Dulux Group, allowing their members employees to use the Long
Service Leave (LSL) Product from NCSL. This partnership shows his commitment to improving financial
security for employees.

Andrew continues to be a strong advocate for savings, encouraging employees to start saving and build a
secure financial future. Whilst in the busy retail sector, Andrew created the opportunity for staff to save,
“I am passionate about the savings culture, and I strive to convince and change the mindset of many to save,” says Andrew. His efforts are making a big impact, helping to create a more financially secure future
for the community.