Mr Frans Kootte is a highly experienced banking executive with over 30 years in global and emerging market retail banking, including consumer, SME, personal banking, microfinance, and digital/mobile banking.

He has a proven track record in aligning business strategy, driving process re-engineering programs such as digital transformation, and managing complex projects.

Mr Kootte has developed a motivating and respectful leadership style, is client- and results-oriented, and takes a project-based, no-nonsense, and hands-on approach.