IMPORTANT DISCLAIMER

The NCSL Loans Calculator is intended for educational purposes only and should not be considered financial advice. The results provided by the calculator are estimates based on the information you input and may not reflect actual savings or loan outcomes. Factors such as changes in interest rates, economic conditions, and individual circumstances can significantly impact savings and loan outcomes.

NCSL is not responsible for the accuracy of the information provided by the calculator or its use in making financial decisions. Please consult with a qualified financial advisor to obtain personalized financial advice tailored to your specific circumstances.

Additional Considerations:

• The calculator assumes consistent contributions and interest rates throughout the savings or loan period. Actual contributions and interest rates may vary, affecting the projected outcomes.
• The calculator does not account for taxes or other fees associated with savings or loan accounts.
• The calculator’s results should not be used to determine loan eligibility or interest rates.

By using the NCSL Loans Calculator, you acknowledge and agree to the following:

• You understand that the calculator’s results are estimates and may not reflect actual savings or loan outcomes.
• You will not rely solely on the calculator’s results to make financial decisions.
• You will consult with a qualified financial advisor to obtain personalized financial advice.

NCSL encourages responsible financial planning and decision-making. Please exercise due diligence and seek professional guidance when making significant financial commitments.