Personal Loan 1:2

NCSL
Personal Loan 1:2
High Ratio Loan

Meeting your diverse financial needs is our priority to ensure we provide you suitable alternatives with less stress. 

Our higher ratio loans of 1:2 and 1:5 loans are compatible ratios ensuring you meet your obligations and still have extra to spare.

Personal Loans 1:2 Ratio

This loan type is accessible to members whose employers have agreed to NCSL’s terms of conditions under a Commitment Letter. The 1:2 ratio enables a member to borrow twice the current savings balance that he/ she has but subjected to assessment by our Lending Team.

Example:  If you have K1,000.00 in your savings account, you can borrow a maximum of K2,000.00.

Before submitting your application, see if your employer is registered for 1:2 loans.

Apply for a loan

Reliable finance options for any need

Resources
1:2 loan application
Loan Application Form
Irrevocable Order Form
Credit Data Bureau Form
1:5 loan application
Loan Application Form
Irrevocable Order Form
Credit Data Bureau Form

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NCSL Latest News and Public Notices

We post update regularly. To view latest news and public notices, please explore our news page. 

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