Tag: yourncsl
For over 20 years, NCSL Savings & Loan has humbly as Papua New Guinea’s leading member-owned financial institution. With over 150, 000 contributors nationwide, we’ve built a legacy of trust, innovation,
and service delivering savings and loan solutions that are not only secure and accessible but importantly tailored to the everyday needs of our people. Our mission to improve lives through digitally driven financial services continues to shape the future of savings and loan in PNG, and the experiences our members share continue to inspire and guide us.
One such story is that of Tau Bega who joined NCSL on July 7, 2025. For Tau, this wasn’t just another financial institution, it was a transformative experience rooted in convenience, efficiency, and genuine member care. As a professional in the lending sector, Bega is well-versed in financial services. Yet, what he discovered at
NCSL left a lasting impression. “I’m truly impressed by the speed of applying for a personal loan 1:1, just a few keystrokes and it’s done,” he shared. “It’s a game-changer.” His journey began with a Seivins Chat Presentation conducted by NCSL’s Ms. Vicky Moriani, Customer
Service Consultant in Alotau. Her patient and knowledgeable guidance through the online registration and
loan process exemplifies the heart of NCSL’s member-first approach. “Her support made the entire experience seamless,” Bega said with appreciation. What sets NCSL apart, according to Bega, is not just the technology but the thoughtfulness behind it.
The MyNCSL App, available on the Playstore and online, gives members direct access to their accounts anytime, anywhere. “It personalizes your services,” he said, “giving clients control and convenience on the
go.”
But it’s the Personal Loan product that truly stands out. “Highly recommended,” Bega emphasized. “It’s extremely flexible and user-friendly, cutting out the traditional bulky loan application forms. And the turnaround time? Next to none.”
Beyond loans, Bega praised NCSL’s wide range of savings products designed to meet the practical needs of Papua New Guinea’s working class. With competitive interest rates and a member-first approach, NCSL continues to redefine what convenient digital services can look like. “I’ll definitely recommend NCSL to others seeking convenience including my family members,” Bega said. “It’s not just a service; it’s a smarter way to manage your money.”
Port Moresby, Papua New Guinea – In celebration of Papua New Guinea’s 50th Independence Anniversary, NCSL Savings & Loan Society has made a heartfelt donation to Friends of POM Gen, reaffirming its commitment to community care and social responsibility.
This milestone anniversary is not only a time to celebrate our nation’s progress, but also a moment to reflect on the values that unite us — compassion, resilience, and the spirit of giving back. NCSL’s donation is a tribute to the mothers and children who represent the heart and future of our nation. NCSL Savings & Loan General Manager Operations & ICT, Mr. Shane Kennedy said, “Mothers are the foundation of every family, and children are the promise of tomorrow. This donation aims to bring comfort and support to those receiving care at Port Moresby General Hospital, especially in the maternity and children’s wards.
The donation includes a range of essential items:
• Baby care products – wipes, diapers, infant formulas, powders, soap
• Hygiene items – sanitary pads, bath soap, toilet rolls
• Nutritional support – milk, Milo, juice boxes, variety of biscuits, noodles, cereal
• Comfort items – blankets and pillows
• Food staples – tinned food and other non-perishables
These items were carefully selected to meet the immediate needs of patients and families, offering both practical support and a message of care.
As Papua New Guinea proudly celebrates its Independence, NCSL invites you our valued members to
reflect on a deeper kind of freedom: the power to take control of your financial future with clarity,
confidence, and purpose.
Financial freedom isn’t just about having more, it’s about making smart choices that support your goals,
your family, and your peace of mind. At NCSL, we believe true empowerment begins with financial
discipline. It’s the kind that helps you avoid unnecessary debt, stay prepared for life’s uncertainties, and
build a future you can be proud of.
We’re here to make life better for our members not just through products, but through purpose. Whether
you’re saving for school fees, emergencies, or long-term goals, your savings are a tool for growth. And
when you need a little extra support, our competitive lending rates are designed to help you move
forward without compromising your financial wellbeing.
With NCSL, the more you save, the more you benefit not just in interest earned, but in opportunity
unlocked. Our lending solutions are tailored to meet your needs, offering affordable interest rates, flexible
repayment options, and quick access to funds through convenient and accessible digital services so you
can make empowered decisions that uplift your life, not overwhelm it.
This Independence, choose financial freedom. Choose NCSL
NCSL Savings and Loan has enhanced member convenience by making savings and loan transactions
more accessible than ever—anytime, anywhere, right at your fingertips.
The new MyNCSL Member Online platform provides all the essential features you need. Members can:
• View account balances
• Download savings and loan statements
• Make transfers
• Apply for loans, including Personal Loan 1:1 and higher tiers such as 1:2 or 1:5
For those looking to grow their savings, the Adhoc Remittance feature is also available on MyNCSL.
Every additional Kina saved not only increases your balance but also earns more interest and boosts
your borrowing capacity when needed.
This convenience was recently experienced by new member Elizabeth Renagi, an employee of Stocks
& Partners, who successfully registered for MyNCSL on the same day her membership was created—
using the Wokabaut tablet.
Others, impressed by the platform’s simplicity and efficiency, have expressed interest in joining NCSL
after seeing how easy it is to navigate MyNCSL Member Online.
