NCSL was proud to join the 16th Sir Anthony Siaguru Walk Against Corruption 2026, standing with thousands of Papua New Guineans in support of integrity, transparency, and accountability.

As a member-owned Savings and Loan Society, we stand for our 175,000+ members, their families, and ourselves as an organisation. Our participation reflects our commitment to the values that matter most—honesty, responsible governance, and transparency.

By supporting this important initiative led by Transparency International Papua New Guinea (TIPNG), we reaffirm our belief that trust is built through action and accountability. Together, we can help create stronger communities, stronger institutions, and a brighter future for Papua New Guinea.

Our Port Moresby team met with more than 30 employees from the Department of Education, showcasing NCSL’s products and services while highlighting the convenience of the MyNCSL App, which enables members to access a wide range of financial services quickly and securely – without the need to visit a branch.

The session sparked great discussions, with DOE staff interested to learn more about managing NCSL membership, accessing services, and making the most of their benefits. Over 20 new members were onboarded, while existing members received on-the-spot assistance with PORO cards and other account queries.

At NCSL, we’re making it easier than ever for members and potential members to access financial products and services like savings with the best interest rates available on the market and as a responsible lender, providing them with affordable loans whether they are working for public or private institutions.

NCSL Lae is at the National Agricultural Research Institute (NARI) Show interacting directly with key stakeholders.

Visitors continue to stop by the NCSL booth to learn more about our savings products, affordable interest rates, Poro Cards, and convenient digital channels.

Come speak to us.

Running from 10am to 3pm, the workshop brings together members, students, working professionals, and participants from various organisations for a full day of discussions focused on financial literacy, responsible borrowing, savings culture, digital financial services, and future financial planning.

Port Moresby – March 27, 2025 – At its recent Board meeting, NCSL Savings & Loan Society Limited (NCSL), Papua New Guinea’s largest member owned society, announced a profit of K15.4m for the 2025 Financial Year, resulting in a total of K17.6m paid in interest to the savings accounts of its, more than 165,000 members.

The amount of K17.6m comprises K11.0m in bonus interest (or 5.4%) which will be credited directly to members’ General Savings account on Wednesday, April 1, 2026, on top of the K6.6m already paid during the year through interim interest. This is a clear demonstration of NCSL’s unwavering commitment to delivering tangible value to its members.

2025: A Year for Change The 2025 profit reflects NCSL’s resilience and dedication through a transformative year. Despite economic pressures and the complexity of our systems transformation, NCSL continued to focus on long-term value creation for members.

2025 Key Financial Highlights:

• Annual Declared Profit: K15,407,972 (2024: K5,420,497)

• Annual Savings Interest: K17,571,725 (2024: K9,803,708)

• Interest Crediting Date: Wednesday 1, April 2026

• Applicable Accounts: General Savings Account & Poro Account

Other Financial Insights from 2025 were:

• Total Assets grew by K4.1m from K351.4m to K355.6m,

• Total Revenue rose by K1.6m to K62.9m,

• Net Income was K15.4m, (after expenses including interim Interest Payment to Members, Loan Provisioning and Core Banking System costs)

• General Reserves increased by 11.4% to K29.9m,

• Total membership grew by 6.8% to 165,157 members,

• Members’ Savings reduced by 2.6% to K301.6m,

• Net Loan portfolio reduced by 2.2% to K167m.

At NCSL, we are committed to being a customer-oriented organisation. We actively engage with our members through awareness programs, making it easier for them to register and access our financial products and services. Our goal is to bring financial services closer to our members through our innovative digital offerings.

AUTHORIZED BY HULALA TOKOME BOARD CHAIRMAN