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Members Notice

#NCSL in Action | NCSL Strengthens Savings Culture with SMEC PNG

NCSL recently engaged with the SMEC PNG team through a financial wellness session focused on building a stronger savings culture and empowering staff to better plan for their financial future.

From the session, staff members registered membership and shared positive feedback.

“The session was very well received, and the feedback from staff has been extremely positive. I am encouraged by the level of engagement and look forward to seeing more staff join NCSL in the near future.”

“We truly appreciate the time, effort, and valuable insights shared by NCSL. We also look forward to continuing this strong partnership as part of our ongoing savings culture initiative, particularly in supporting staff to plan and prepare for their short- to medium-term financial needs,” stated Mr Andrew Topo, Manager, People and Culture, Pacific – SMEC PNG.

As a member-owned savings and loan society, NCSL remains committed to supporting its members and partner organisations or employers through financial education, accessible savings and loan products, and ongoing engagement initiatives.

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Media Release

NCSL SAVINGS & LOAN SOCIETY DELIVERS K17.6 MILLION IN INTEREST TO MEMBERS FOR 2025 – FUTURE GROWTH FORECAST FOR SOCIETY

Port Moresby – March 27, 2025 – At its recent Board meeting, NCSL Savings & Loan Society Limited (NCSL), Papua New Guinea’s largest member owned society, announced a profit of K15.4m for the 2025 Financial Year, resulting in a total of K17.6m paid in interest to the savings accounts of its, more than 165,000 members.

The amount of K17.6m comprises K11.0m in bonus interest (or 5.4%) which will be credited directly to members’ General Savings account on Wednesday, April 1, 2026, on top of the K6.6m already paid during the year through interim interest. This is a clear demonstration of NCSL’s unwavering commitment to delivering tangible value to its members.

2025: A Year for Change The 2025 profit reflects NCSL’s resilience and dedication through a transformative year. Despite economic pressures and the complexity of our systems transformation, NCSL continued to focus on long-term value creation for members.

2025 Key Financial Highlights:

  • Annual Declared Profit: K15,407,972 (2024: K5,420,497)

  • Annual Savings Interest: K17,571,725 (2024: K9,803,708)

  • Interest Crediting Date: Wednesday 1, April 2026

  • Applicable Accounts: General Savings Account & Poro Account

Other Financial Insights from 2025 were:

  • Total Assets grew by K4.1m from K351.4m to K355.6m,

  • Total Revenue rose by K1.6m to K62.9m,

  • Net Income was K15.4m, (after expenses including interim Interest Payment to Members, Loan Provisioning and Core Banking System costs)

  • General Reserves increased by 11.4% to K29.9m,

  • Total membership grew by 6.8% to 165,157 members,

  • Members’ Savings reduced by 2.6% to K301.6m,

  • Net Loan portfolio reduced by 2.2% to K167m.

At NCSL, we are committed to being a customer-oriented organisation. We actively engage with our members through awareness programs, making it easier for them to register and access our financial products and services. Our goal is to bring financial services closer to our members through our innovative digital offerings.

AUTHORIZED BY HULALA TOKOME BOARD CHAIRMAN

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Media Release Public Notice

Scheduled System Maintenance

Dear Valued Members,

NCSL will have scheduled system maintenance on Saturday, 21 March 2026, from 1pm to 3pm.

During stated time, Poro Card transactions on ATM and EFTPOS will be intermittently unavailable.

All other digital services such as MyNCSL & Mobile USSD will remain accessible as usual.

We appreciate your continued trust in NCSL.

Thank you for being a valued member!

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Members Notice Public Notice

Temporary Closure

Lae Service Centre

Dear Valued Member,

Our Lae Service Centre is temporarily closed due to a sanitation issue affecting the premises. This measure has been taken to ensure the health and safety of both our members and staff.

We will provide an update once the centre is safe to reopen. In the meantime, our Lae Top Town Branch remains open for members who wish to speak with us.

Alternatively, our digital services continue to be available as usual.

Thank you for being a loyal member.

Categories
Public Notice

System maintenance

Dear Valued Members,

We will be performing a scheduled system maintenance tonight, Friday 13th March from 9pm to 4am Saturday 14th March.

During this time, our digital services may be temporarily unavailable. We encourage you to complete any transactions before the stated maintenance period.

For more information, contact our Call Centre on 207 2000 or email callcentre@ncsl.com.pg

We appreciate your understanding.

Thank you for being a valued member!

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Media Release Notice of the day Public Notice

NCSL Recognizes International Women’s day

As International Women’s Day approaches this Sunday, we celebrate the our incredible women contributors and staff who strengthen our communities every day.

Their leadership, dedication, and resilience continue to inspire growth and opportunity for all.

Categories
Employee Notice Media Release Members Notice

BACK 2 SCHOOL – DRAW 2 WINNERS!

Congratulations to our Draw 2 winners of the Back 2 School Loan Promotion:

Dick Aibe (Highlands)
Jennifer Collin (Momase)
Michael Golae (NGI)
Mala Mitty (Southern)
Steven Kamare (NCD)

Each winner has received:
💻 A brand-new laptop
🎁 K100 Theodist gift voucher
🎒 Exclusive NCSL backpack

You could be next!

The promotion runs until 6 March 2026 — apply now and follow us for the final draw this Friday.

Categories
Media Release Members Notice

System Maintenance

Friday, 27th Feb 2026

Dear Valued Members,

We will be performing a scheduled system maintenance tonight, Friday 27th February from 9pm to 4am Saturday 28th February.

During this time, our digital services may be temporarily unavailable. We encourage you to complete any transactions before the stated maintenance period.

For more information, contact our Call Centre on 207 2000 or email callcentre@ncsl.com.pg

We appreciate your understanding.

Thank you for being a valued member!

Categories
Public Notice

National Remembrance Day of our Late First Prime Minister, Great Grand Chief Rt. Hon. Sir Michael T. Somare

Dear Valued Members,

All NCSL Savings & Loan Offices will be closed on Thursday, 26th February 2026.

Our digital services, MyNCSL Member Online & App, and Mobile USSD services remain accessible to complete any transactions.

Have a safe public holiday and we look forward to serving you on Friday, 27th February 2026.

Thank you for being a valued member!

Categories
Media Release Members Notice

BACK 2 SCHOOL – DRAW 1 WINNERS!

Meet the first winners of our Back 2 School Loan Promotion! Congratulations to:

  • Rachael Newman (Highlands),
  • Lendy Pirai (Momase),
  • Mathew Rimbu (NGI),
  • Moiyau Vanoi (Southern) and
  • Priscilla Eliaser (NCD).

    These members each won a:
    ✅ A brand-new laptop
    ✅ K100 Theodist gift voucher
    ✅ Exclusive NCSL backpack

    You could be next!
    Follow us for Draw 2 this Friday.
    Promotion runs until March 6, 2026 — apply now!

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