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Category: Media Release

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Media Release

NCSL Supports Home Seekers at Atlas Steel Open House

NCSL Savings and Loan was at the Atlas Steel PNG – Baruni during its Open House Day showcasing our financial solutions to interested home-owners on Saturday, December 6, 2025.

NCSL’s dedicated Business Relations Team was on-site to share detailed information about its savings and loan products, focusing on its flexible personal lending products that help members finance home
purchases even without a dedicated home loan product. Through higher ratio loans such as 1:2 and 1:5, members can maximize their savings to access funding for major expenses, including housing.
Several non-member visitors also ended up registering their membership to NCSL via the Wokabaut Tablet and MyNCSL member online. These new members received their membership numbers and had their accounts opened instantly marking the beginning of their financial journey with NCSL.

Among NCSL were other corporate entities like the National Superannuation Fund, National Banking
Corporation Ltd, Bank South Pacific Ltd, Nambawan Supa Ltd and few others.

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Media Release

Affordable Borrowing at just 14% p/a with NCSL

The festive season is here and it’s a time for family, joy, and giving but we all know it can also mean extra costs for travel, celebrations, and gifts. If you have a savings account with NCSL with interest payments up to 6%* but perhaps didn’t have an opportunity to save enough to cover all those costs, we as NCSL Savings and Loan can provide with an easily accessible and affordable personal loan.

Our 1-to-1 Personal Loan is designed to make life simpler — and here’s why our members love it.
• Borrow up to the value of your savings
• Borrow starting from just K200
• Affordable interest rate of 14%* per annum
• No account maintenance fees
• Instant approval
• Funds deposited straight into your Poro Account
• No paperwork. No queues. No delays.

Applying is quick and simple by using MyNCSL Member Online or dialling *628# on your mobile phone. Once you apply, the approval will be instant, and your funds ready to use. “We know how important it is for our members to access funds quickly, especially during the festive season or in times of urgent need,” says Gila Ebenosi, Head of Digital Services at NCSL. “Our digital services make borrowing easier, faster, and more secure.”

It’s part of NCSL’s promise as a responsible lender to make financial services simple and easily accessible. With our 1 to 1 personal loan, we’ve taken the hassle out of borrowing so you can enjoy a peace of mind and celebrate without worry.
*Terms and conditions apply and rates are subject to change.

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Media Release

Always Plan Ahead! Christmas Comes Every Year

At NCSL Savings & Loan, our mission is simple: to financially empower our members by providing secure savings and loan products that support their goals and everyday needs.

As the festive season approaches, many people face unexpected expenses. Unfortunately, this often leads to unplanned borrowing, which can turn a joyful Christmas into a stressful and costly experience.

That’s why at NCSL, we emphasize that planning ahead is the key to enjoying life’s most meaningful
moments, especially when family and community obligations are
involved.

By starting early and setting aside a certain amount—whether fortnightly, monthly, or on an ad hoc basis— for Christmas or any other purpose, you’ll be better prepared to manage unexpected expenses and may even avoid borrowing, saving yourself extra costs.
For example: Christmas is celebrated every year. While it may be too late to save for this festive season, you can start anytime for the next one. And because we believe in the Christmas spirit, we offer an interest rate that’s hard to find elsewhere.

Our Christmas Savings Account supports this approach by offering the following:

  • 6% interest per annum on balances up to K100,000
  • 3% interest per annum on balances above K100,000
    (Terms and conditions apply)
    This tiered interest structure helps your savings grow while preparing for family celebrations, gifts,
    community contributions, or personal goals.
    Why Choose NCSL for Your Christmas Savings Account?
  • Tiered Interest & Competitive Rates – Earn high interest on savings while enjoying affordable loan
    rates compared to other financial institutions.
  • No Account Keeping Fees
  • Member-Owned & Focused – A large portion of NCSL’s annual profit is credited to members’
    General Savings Accounts.
  • Digital Convenience – Access your funds anytime via MyNCSL Member Online, the MyNCSL App,
    or USSD (*628#).
  • Inclusive Financial Access – Serving members across towns, villages, and workplaces with
    mobile registration and employer awareness programs.
  • Trusted & Secure – Over 160,000 members rely on NCSL for safe, transparent financial services.
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Media Release Members Notice Members Update Notice of the day

Christmas Notice

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Media Release Members Notice Members Update

NCSL At the Atlas Steel PNG Show Home Display

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Media Release

Make the Season Count with NCSL

As the festive season approaches, many Papua New Guineans begin planning to travel home, reconnect with loved ones, and honour cultural traditions. It’s a time of joy, reflection, and renewal and at NCSL Savings and Loan, we’re here to help you make it truly meaningful.

Whether you’re saving for travel, gifts, or family obligations, our Christmas Savings Account offers a smart way to prepare. With a 6% interest rate per annum, your savings grow while you plan ahead. Start now and enjoy a stress-free holiday season with funds ready when you need them most.

For those needing extra support, our personal loan options are designed to be flexible and accessible. Borrow starting from K200.00 with terms ranging from 6 to 60 months, and interest rates starting at 14% per annum. While you repay your loan, your savings remain untouched, continue to earn 6% interest per annum, and stay ready for your future goals. It’s borrowing made smarter. Whether it’s for festive
expenses or end-of-year goals, our loans help you stay on track without the financial strain.

And with MyNCSL Member Online and mobile app or Mobile USSD Service (*628#), managing your finances has never been easier. Apply for loans, check balances, and track your savings at anytime wherever you are.

This season don’t just spend plan, save, and celebrate with confidence. We remain committed to providing affordable and accessible products and services tailored to your needs for different seasons.

 

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Media Release

Withdraw, Shop and Pay with Ease—Get Your Poro Card Today!

The festive season is here, and managing your money should be the least of your worries. That’s why NCSL Savings & Loan has the Poro Card, your everyday debit card linked to your Poro Account, giving you the convenience to shop, pay, withdraw, and even access loans instantly.

With your Poro Card, you can:
• Pay at EFTPOS terminals nationwide
• Shop in-store without carrying cash
• Withdraw funds at ATMs whenever you need
• Get instant access to loans credited straight to your Poro Account

How It Works
Transfer funds from your NCSL Savings Account into your Poro Account using MyNCSL or USSD (*628#).
Swipe or insert your card at EFTPOS machines or ATMs across PNG. And if you need extra cash, apply for
a 1:1 Loan—it’s instant approval, and funds are credited straight to your Poro Account. No waiting, no
hassle.

Apply Today
Scan the QR code on the flyer, visit www.ncsl.com.pg, or call 207 2000 for assistance.
Make your money work for you—get your Poro Card now and enjoy the freedom to shop, pay,
withdraw, and borrow with ease.

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Media Release Members Notice Public Notice

Temporary Close – Lae Market Service Centre

Our Lae Market Service Centre is now open to serve you!
We appreciate your understanding and continued support.
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Media Release Public Notice

Fake Facebook Page Impersonating NCSL Savings & Loans

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Media Release

Celebrate this Festive Season with NCSL

As the festive season draws near, we pause to appreciate the heart of NCSL — you, our valued members.
Your continued trust and loyalty inspires us to deliver financial services that truly make a difference.
We extend our sincere gratitude to the employers who partner with us to facilitate seamless savings and
contributions. Your support ensures that many of our members can access the financial tools they need
when they need them most, especially during this special time of year.
At NCSL, we’re humbled to offer a range of products and services designed to help you to celebrate the
holidays with confidence and peace of mind:

  • Christmas Savings Account – Earn 6% interest per annum and enjoy the benefits of saving ahead
    for your festive plans — whether it’s gifts, travel, or family gatherings.
  • Personal Loans – As a Responsible Lender, we offer loans with flexible repayment terms to help
    you manage your seasonal expenses with ease and with interest rates starting as low as at 14%
    per annum,
  • MyNCSL Member Online Web & Mobile App – Manage your savings and apply for loans anytime,
    anywhere — giving you full control over your finances without the need to visit a branch.
  • Employer Visitation & Member Support – We’re here to help you make informed financial
    decisions on savings and loans and can arrange for visitation and support you need at your
    workplace, e.g. to provide financial literacy training

During this upcoming festive season, let NCSL as your trustworthy Savings & Loan Society, supporting you
to get organized for the celebrations by providing easily accessible and affordable financial services.
Whether you’re a member planning for Christmas or an employer supporting your team, a little help from
NCSL can go a long way.
Thank you for choosing NCSL. Thank you for growing with us.

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