NCSL
Personal Loan 1:2
High Ratio Loan

Meeting your diverse financial needs is our priority to ensure we provide you suitable alternatives with less stress. 

Our higher ratio loans of 1:2 and 1:5 loans are compatible ratios ensuring you meet your obligations and still have extra to spare.

Personal Loans 1:2 Ratio

The 1: 2 is a personal loan which allows you to borrow twice as much as your total savings balance. 

It is available to members whose employers have agreed to NCSL’s terms of conditions under a Commitment Letter and must be employed for 12 months or more with current employer. 

Apply for a loan

Reliable finance options for any need

Resources
Loan application
Loan Application Form
Credit Data Bureau Form

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