Personal Loan 1:5

NCSL
Personal Loan 1:5
High Ratio Loan

Meeting your diverse financial needs is our priority to ensure we provide you suitable alternatives with less stress. 

Our higher ratio loans of 1:2 and 1:5 loans are compatible ratios ensuring you meet your obligations and still have extra to spare.

Personal Loan 1:5

This loan type is accessible to members whose employers have agreed to NCSL’s terms of conditions under a Commitment Letter. The 1:5 ratio enables a member to borrow 5 times the current savings balance that he/ she has but is subjected to assessment by our Lending Team.

Before submitting your application check to see if your employer is registered for 1:5 loans.

Rates are subject to change

Apply for a loan

Reliable finance options for any need

Resources
1:2 loan application
Loan Application Form
Irrevocable Order Form
Credit Data Bureau Form
1:5 loan application
Loan Application Form
Irrevocable Order Form
Credit Data Bureau Form

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NCSL Latest News and Public Notices

We post update regularly. To view latest news and public notices, please explore our news page. 

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