• It is a trust account for children below 18 years of age. 
• One-off membership fee applies.
• Savings can only be accessed in December and January.
• One withdrawal per month is allowed during these 2-month period.
• Funds are transferred to the Parent/Guardian’s Poro Account.
• Cannot be used as collateral for loan.
• Membership fee, deducted upon initial deposit into the account.
• Savings interest of 6% per annum (p.a).
• K1.00 minimum fortnightly contribution.
• No monthly account keeping fee is charged.
• Minimum withdrawal amount of K20.00. 

• Future Savings up to 18 years of age. 
• Helps children become financially responsible.
• Teaches children about money management.
• Free issue of Kids Membership ID card for access to exclusive discounts from selected retail outlets. 

Refer to Fee List for full details and these are subject to change anytime.

To open a Kids Savings Account. 

• Parent/Guardian must be an existing member. 
• Complete a Kids Savings Account Application Form.
• Provide a valid ID copy of the child/children’s and or a copy of their birth certificate. 
• Parent/Guardian must also provide a valid ID copy. 
• Submit the application online or at any NCSL branch near you, or email it to our Call Centre on
  callcentre@ncsl.com.pg