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Media Release

Affordable Borrowing at just 14% p/a with NCSL

The festive season is here and it’s a time for family, joy, and giving but we all know it can also mean extra costs for travel, celebrations, and gifts. If you have a savings account with NCSL with interest payments up to 6%* but perhaps didn’t have an opportunity to save enough to cover all those costs, we as NCSL Savings and Loan can provide with an easily accessible and affordable personal loan.

Our 1-to-1 Personal Loan is designed to make life simpler — and here’s why our members love it.
• Borrow up to the value of your savings
• Borrow starting from just K200
• Affordable interest rate of 14%* per annum
• No account maintenance fees
• Instant approval
• Funds deposited straight into your Poro Account
• No paperwork. No queues. No delays.

Applying is quick and simple by using MyNCSL Member Online or dialling *628# on your mobile phone. Once you apply, the approval will be instant, and your funds ready to use. “We know how important it is for our members to access funds quickly, especially during the festive season or in times of urgent need,” says Gila Ebenosi, Head of Digital Services at NCSL. “Our digital services make borrowing easier, faster, and more secure.”

It’s part of NCSL’s promise as a responsible lender to make financial services simple and easily accessible. With our 1 to 1 personal loan, we’ve taken the hassle out of borrowing so you can enjoy a peace of mind and celebrate without worry.
*Terms and conditions apply and rates are subject to change.

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Media Release Members Notice Members Update

NCSL At the Atlas Steel PNG Show Home Display

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Media Release

This Independence, Choose Financial Freedom

As Papua New Guinea proudly celebrates its Independence, NCSL invites you our valued members to
reflect on a deeper kind of freedom: the power to take control of your financial future with clarity,
confidence, and purpose.
Financial freedom isn’t just about having more, it’s about making smart choices that support your goals,
your family, and your peace of mind. At NCSL, we believe true empowerment begins with financial
discipline. It’s the kind that helps you avoid unnecessary debt, stay prepared for life’s uncertainties, and
build a future you can be proud of.
We’re here to make life better for our members not just through products, but through purpose. Whether
you’re saving for school fees, emergencies, or long-term goals, your savings are a tool for growth. And
when you need a little extra support, our competitive lending rates are designed to help you move
forward without compromising your financial wellbeing.
With NCSL, the more you save, the more you benefit not just in interest earned, but in opportunity
unlocked. Our lending solutions are tailored to meet your needs, offering affordable interest rates, flexible
repayment options, and quick access to funds through convenient and accessible digital services so you
can make empowered decisions that uplift your life, not overwhelm it.
This Independence, choose financial freedom. Choose NCSL

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Members Notice/Update (Archives) Public Notice Archives

BUSY DURING WEEKDAYS? DON’T WORRY!!

ncsl now opens on saturdays

Dear Valued Members,

For new members registration or want to apply for an ncsl loan visit us at our Boroko and Waigani Branches in Port Moresby on the 12th, 19th and 26th August 2023 from 8am to 3pm.

If you have any queries or concerns, please contact our call centre on 2072000 or email callcentre@ncsl.com.pg

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