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New member registrations, Membership & Poro Card, access to Digital Service and many more.
Tag: members
| Loan Type | Borrowing Limit | Interest Rate (Per Annum) | Best For |
|---|---|---|---|
| 1:1 | Equal to your savings balance | 14% | Members who want to borrow responsibly based on their savings |
| 1:2 | Up to twice your savings balance | 20% | Members needing a higher loan amount with manageable repayment terms |
| 1:5 | Up to five times your savings | 26% | Members with strong savings history and employer support, seeking larger loans |
In today’s uncertain financial climate, having access to reliable support matters more than ever. That’s why NCSL Savings & Loan Society is helping Papua New Guineans take control of their financial future — not just through borrowing, but through smart, consistent saving.
At NCSL, we believe your savings are your strength. The more you save, the more you can borrow — giving you access to affordable loans for personal, business, or customary needs. It’s simple and that’s helping thousands of members turn everyday savings into real opportunities. Preparing for family obligations? NCSL’s loan products are designed to support your goals and they’re easier to access
when you’ve built a strong savings history.
Through workplace visits and community outreach, we’re showing Papua New Guineans how saving regularly not only boosts loan eligibility but also builds long-term financial resilience. And with digital tools like Mobile USSD (*628#), MyNCSL Member Online and App, saving and borrowing is now just a few taps away.
Not a member yet? Join NCSL today and start your journey toward financial freedom. When you save more, you’re unlocking more borrowing power and building a stronger future for yourself and your family. Save smart. Borrow better. Grow stronger with NCSL.
In a time when financial decisions matter more than ever, NCSL Savings and Loan Society is
esteemed to stand as a member owned not-for-profit institution committed to helping Papua New
Guineans to build a better financial future.
NCSL is not just another financial service provider; we are your partner in progress, working with
employers across the country to champion a strong savings culture in the workforce. We offer secure
savings options, low-interest loans, and digital services that make managing your money easier,
faster, and more accessible whenever and wherever you are.
We are passionate about improving the quality of life for our members by offering financial products
and services that are practical, simple and affordable,
Before you decide where to save or borrow, always check and compare the interest rates. It might
cost you some time, but this can save you hundreds of Kinas. Make informed choices and you will
see why more Papua New Guineans who have to work hard for their money and care for their family,
are choosing NCSL as their preferred savings and loan society.
Join us by becoming a member and you will experience that we care about you and your family
throughout your financial journey.
Dear Valued Members
Port Moresby Branch Half Day Operations – Friday 15th December 2023
Our Port Moresby Branch will be temporarily closed at 12pm – 5pm on Friday 15th December 2023 due to a planned corporate event.
Normal business operations resume on Monday, 18th December 2023.
Port Moresby Based members are urged to visit our waigani branch or utilize the available digital channels for account balance checks, statements, applying for loans, fund transfers and withdrawals.
We apologise for any inconvenience caused.
For further assistance, please reach out to our Call Centre tea on phone 207 2000 or email callcentre@ncsl.com.pg
Authorized by Management
ncsl now opens on saturdays
Dear Valued Members,
For new members registration or want to apply for an ncsl loan visit us at our Boroko and Waigani Branches in Port Moresby on the 12th, 19th and 26th August 2023 from 8am to 3pm.
If you have any queries or concerns, please contact our call centre on 2072000 or email callcentre@ncsl.com.pg
Authorized by Management
Categories
Link Outage In Kavieng
Dear Valued Members,
Please be advised that we have a link outage in Kavieng.
The service provider has been notified and is working to restore services as soon as possible.
ncsl urge it’s members to utilize our digital channels that are readily available.
Authorized by Management
