On a quiet day in Lorengau, a family of eight walked through the doors of the NCSL Lorengau Branch not just to open accounts, but to begin a shared commitment to saving together.

The Fisiva family arrived as one: two parents and their 6 children, ready to become members of NCSL Savings & Loan Society. It was a simple moment, but one that captured the essence of what NCSL stands for supporting financial security not only for individuals, but for families who want to save together to plan for unexpected situations and their future. For Mr. Ondy James Fisiva, the decision began weeks earlier in December 2025, when he noticed a NCSL banner displayed outside the Lorengau Branch. Curious, he walked inside the Branch Office to know more. What he found, he said, was clarity, patience, and genuine customer care from our customer service office, Brenda Komet.

That positive experience inspired him to return, this time with his entire family.

Inside the branch, each of his children opened a Kids Savings Account and took advantage of the free membership ID cards as well. More importantly, the children made their first very step to learn early about saving and the value of planning for the future.

What encouraged the Fisiva family most was not only the warm service, but the opportunity which NCSL provides. NCSL’s Kids Savings Account offers currently an interest rate of 6 percent
per annum, a compelling incentive for parents who are looking to grow their children’s savings over time. For example, a one-off deposit of K1,000, left untouched, will grow to approximately K1,340 after five years at an interest rate of 6% per annum.

“That interest rate motivated me to bring all my children and register their Kids Savings Account,” Mr. Fisiva said. “Now that we have the branch here, it makes it easier for us to come straight to
the officer to do deposits and withdrawals.”

By sharing their story, the Fisiva family hopes others in their community will also see the importance of starting early and saving money consistently. Their experience reflects a message NCSL continues to champion across Papua New Guinea that saving doesn’t need to be complicated or overwhelming. It starts with one simple visit whether it be at the branch, browsing our website or attending employer awareness sessions, a decision made to take control
of your family’s financial wellbeing.

For parents who want to give their children a strong financial start, NCSL’s Kids Savings Account offers a practical place to begin earning 6 percent interest per annum while instilling a lifelong habit of saving. Parents are encouraged to visit their nearest NCSL branch and open an account for their children today.

As part of our purpose to make saving simple, accessible, and empowering for every member NCSL also offers the Education Savings Account allowing parents to put aside as little as K20.00 a
fortnight. This small, steady commitment helps families prepare well in advance for school fees and education-related costs. Most importantly, it gives members the reassurance that when school time comes, these expenses can be met without stress or worry. It is one more way NCSL
stands beside its members.