Dear Valued Member,
Our Lae Service Centre is temporarily closed due to a sanitation issue affecting the premises. This measure has been taken to ensure the health and safety of both our members and staff.
We will provide an update once the centre is safe to reopen. In the meantime, our Lae Top Town Branch remains open for members who wish to speak with us.
Alternatively, our digital services continue to be available as usual.
Thank you for being a loyal member.
Dear Valued Members,
We will be performing a scheduled system maintenance tonight, Friday 13th March from 9pm to 4am Saturday 14th March.
During this time, our digital services may be temporarily unavailable. We encourage you to complete any transactions before the stated maintenance period.
For more information, contact our Call Centre on 207 2000 or email callcentre@ncsl.com.pg
We appreciate your understanding.
Thank you for being a valued member!
NCSL, PNG’s largest member-owned Savings and Loan Society with over 160,000 members, is undergoing an exciting transformation to enhance member services and future readiness.
We are seeking a skilled Management Accountant to join our Finance team and drive insightful financial analysis, budgeting, and reporting.
Key Responsibilities:
Essential Qualifications, Technical Skills & Experience:
Why Join Us?
To apply, please forward updated CV with a cover letter addressing the key competencies above with copies of qualifications to:
Head of Human Resources
NASFUND Contributors Savings & Loan Society Ltd.
P.O Box 7732,
BOROKO,
National Capital District Or Email: recruitment@ncsl.com.pg
Applications close Friday, 20th March 2026, only shortlisted applicants will be contacted for an interview.
As International Women’s Day approaches this Sunday, we celebrate the our incredible women contributors and staff who strengthen our communities every day.
Their leadership, dedication, and resilience continue to inspire growth and opportunity for all.
Congratulations to our Draw 2 winners of the Back 2 School Loan Promotion:
Dick Aibe (Highlands)
Jennifer Collin (Momase)
Michael Golae (NGI)
Mala Mitty (Southern)
Steven Kamare (NCD)
Each winner has received:
💻 A brand-new laptop
🎁 K100 Theodist gift voucher
🎒 Exclusive NCSL backpack
You could be next!
The promotion runs until 6 March 2026 — apply now and follow us for the final draw this Friday.
Through our Member Service First workshop, our employees are focusing on practical ways to improve savings culture and responsible borrowing.
We believe that small, steady steps can make a meaningful difference in helping members build confidence and improve their financial wellbeing over time.
Startim School Wantaim NCSL!
Our team is on-site at Pacific Adventist University —making Back to School easier for parents, teachers and admin staff.
We’re ready to help you with:
✅ Opening new savings accounts
✅ Signing up for MyNCSL Member Online & Mobile USSD services
✅ General account assistance
✅ Back-to-School loan applications from 14% per year
If you’re at the school, feel free to drop by and chat with our friendly team. We’re here to support you and your family this school season. ✨
Dear Valued Members,
Our Maprik and Lorengau branches will be temporarily closed from Monday 16th to Friday 20th February 2026. During this period, our Customer Service Consultants will be in Port Moresby attending a training program as part of our ongoing commitment to member service delivery.
We apologise for any inconvenience this may cause. Valued members are encouraged to utilise our available digital services via MyNCSL Member Online or App and Mobile USSD service (dial *628#).
For urgent assistance, please contact our Call Centre Team on 207 2000 or email callcentre@ncsl.com.pg Thank you for your understanding and continued support.
Thank you for being a valued member!
In Papua New Guinea, most financial institutions prioritise profits over people. NCSL Savings and Loan takes a different approach. As a not- for-profit, member-owned society, NCSL must make a profit too to pay for its operations and invest in the further improvement of its
services. However, a portion of NCSL’s annual profit is returned to all members as annual interest deposited on the general savings account.
Savings
Save with or a purpose or just for a rainy day
Saving for school fees, home improvements, or a family emergency becomes easier with NCSL. Members enjoy simple, hassle-free savings with no hidden charges or account-keeping fees taking away from what they’ve worked hard to put aside. With a choice of savings products and competitive interest rates from 2% to 6% per annum, NCSL helps you grow your money faster while building a strong and consistent savings habit.
Lending
Fair, Transparent and Responsible Lending
As an NCSL member, your savings open the door to affordable personal loans you can use for any purpose. With interest rates starting from just 14% per annum, you get access to one of the most
cost-effective loan options available
For example, at 14% per annum, you repay the loan AFFORDABLY on the reducing balance each
month
| Loan Amount | Repayment | Term |
|---|---|---|
| K500 | K39.83 | 6 months |
| K1,000 | K41.22 | 12 months |
Unlike many lenders, NCSL also allows you to borrow without touching your savings, so your balance continues earning interest while you meet your immediate needs. It’s a smart way to stay financially
secure.
Convenient Digital Services
For busy people, NCSL’s MyNCSL Member Online allows members to manage their accounts
anytime, anywhere. Services include:
These digital services make managing finances simple. No queues, no transport hassles, and no risk of carrying cash on the streets. Just fast, secure and convenient access to your money whenever you need it.
A Society Built on Members’ Interests
Saving with NCSL gives you more than just a safe place to keep your money—it helps you build real financial security. With competitive savings interest and access to affordable loans when you need them, NCSL supports you in planning ahead, reaching your goals, and creating a stronger future for yourself and your family
On a quiet day in Lorengau, a family of eight walked through the doors of the NCSL Lorengau Branch not just to open accounts, but to begin a shared commitment to saving together.
The Fisiva family arrived as one: two parents and their 6 children, ready to become members of NCSL Savings & Loan Society. It was a simple moment, but one that captured the essence of what NCSL stands for supporting financial security not only for individuals, but for families who want to save together to plan for unexpected situations and their future. For Mr. Ondy James Fisiva, the decision began weeks earlier in December 2025, when he noticed a NCSL banner displayed outside the Lorengau Branch. Curious, he walked inside the Branch Office to know more. What he found, he said, was clarity, patience, and genuine customer care from our customer service office, Brenda Komet.
That positive experience inspired him to return, this time with his entire family.
Inside the branch, each of his children opened a Kids Savings Account and took advantage of the free membership ID cards as well. More importantly, the children made their first very step to learn early about saving and the value of planning for the future.
What encouraged the Fisiva family most was not only the warm service, but the opportunity which NCSL provides. NCSL’s Kids Savings Account offers currently an interest rate of 6 percent
per annum, a compelling incentive for parents who are looking to grow their children’s savings over time. For example, a one-off deposit of K1,000, left untouched, will grow to approximately K1,340 after five years at an interest rate of 6% per annum.
“That interest rate motivated me to bring all my children and register their Kids Savings Account,” Mr. Fisiva said. “Now that we have the branch here, it makes it easier for us to come straight to
the officer to do deposits and withdrawals.”
By sharing their story, the Fisiva family hopes others in their community will also see the importance of starting early and saving money consistently. Their experience reflects a message NCSL continues to champion across Papua New Guinea that saving doesn’t need to be complicated or overwhelming. It starts with one simple visit whether it be at the branch, browsing our website or attending employer awareness sessions, a decision made to take control
of your family’s financial wellbeing.
For parents who want to give their children a strong financial start, NCSL’s Kids Savings Account offers a practical place to begin earning 6 percent interest per annum while instilling a lifelong habit of saving. Parents are encouraged to visit their nearest NCSL branch and open an account for their children today.
As part of our purpose to make saving simple, accessible, and empowering for every member NCSL also offers the Education Savings Account allowing parents to put aside as little as K20.00 a
fortnight. This small, steady commitment helps families prepare well in advance for school fees and education-related costs. Most importantly, it gives members the reassurance that when school time comes, these expenses can be met without stress or worry. It is one more way NCSL
stands beside its members.
