Dear Valued Member,
Our Lae Service Centre is temporarily closed due to a sanitation issue affecting the premises. This measure has been taken to ensure the health and safety of both our members and staff.
We will provide an update once the centre is safe to reopen. In the meantime, our Lae Top Town Branch remains open for members who wish to speak with us.
Alternatively, our digital services continue to be available as usual.
Thank you for being a loyal member.
Dear Valued Members,
We will be performing a scheduled system maintenance tonight, Friday 13th March from 9pm to 4am Saturday 14th March.
During this time, our digital services may be temporarily unavailable. We encourage you to complete any transactions before the stated maintenance period.
For more information, contact our Call Centre on 207 2000 or email callcentre@ncsl.com.pg
We appreciate your understanding.
Thank you for being a valued member!
NCSL, PNG’s largest member-owned Savings and Loan Society with over 160,000 members, is undergoing an exciting transformation to enhance member services and future readiness.
We are seeking a skilled Management Accountant to join our Finance team and drive insightful financial analysis, budgeting, and reporting.
Key Responsibilities:
Essential Qualifications, Technical Skills & Experience:
Why Join Us?
To apply, please forward updated CV with a cover letter addressing the key competencies above with copies of qualifications to:
Head of Human Resources
NASFUND Contributors Savings & Loan Society Ltd.
P.O Box 7732,
BOROKO,
National Capital District Or Email: recruitment@ncsl.com.pg
Applications close Friday, 20th March 2026, only shortlisted applicants will be contacted for an interview.
Congratulations to our Draw 2 winners of the Back 2 School Loan Promotion:
Dick Aibe (Highlands)
Jennifer Collin (Momase)
Michael Golae (NGI)
Mala Mitty (Southern)
Steven Kamare (NCD)
Each winner has received:
💻 A brand-new laptop
🎁 K100 Theodist gift voucher
🎒 Exclusive NCSL backpack
You could be next!
The promotion runs until 6 March 2026 — apply now and follow us for the final draw this Friday.
In Papua New Guinea, most financial institutions prioritise profits over people. NCSL Savings and Loan takes a different approach. As a not- for-profit, member-owned society, NCSL must make a profit too to pay for its operations and invest in the further improvement of its
services. However, a portion of NCSL’s annual profit is returned to all members as annual interest deposited on the general savings account.
Savings
Save with or a purpose or just for a rainy day
Saving for school fees, home improvements, or a family emergency becomes easier with NCSL. Members enjoy simple, hassle-free savings with no hidden charges or account-keeping fees taking away from what they’ve worked hard to put aside. With a choice of savings products and competitive interest rates from 2% to 6% per annum, NCSL helps you grow your money faster while building a strong and consistent savings habit.
Lending
Fair, Transparent and Responsible Lending
As an NCSL member, your savings open the door to affordable personal loans you can use for any purpose. With interest rates starting from just 14% per annum, you get access to one of the most
cost-effective loan options available
For example, at 14% per annum, you repay the loan AFFORDABLY on the reducing balance each
month
| Loan Amount | Repayment | Term |
|---|---|---|
| K500 | K39.83 | 6 months |
| K1,000 | K41.22 | 12 months |
Unlike many lenders, NCSL also allows you to borrow without touching your savings, so your balance continues earning interest while you meet your immediate needs. It’s a smart way to stay financially
secure.
Convenient Digital Services
For busy people, NCSL’s MyNCSL Member Online allows members to manage their accounts
anytime, anywhere. Services include:
These digital services make managing finances simple. No queues, no transport hassles, and no risk of carrying cash on the streets. Just fast, secure and convenient access to your money whenever you need it.
A Society Built on Members’ Interests
Saving with NCSL gives you more than just a safe place to keep your money—it helps you build real financial security. With competitive savings interest and access to affordable loans when you need them, NCSL supports you in planning ahead, reaching your goals, and creating a stronger future for yourself and your family
Dear Valued Members,
We are currently experiencing intermittent access to all digital services including Poro Cards. Our Team is working to restore all services as quickly as possible.
For urgent assistance, please contact our Call Centre Team on 207 2000 or email callcentre@ncsl.com.pg.
We apologize for the inconvenience and thank you for your patience.
Thank you for being a valued member!
NCSL Savings and Loan was at the Atlas Steel PNG – Baruni during its Open House Day showcasing our financial solutions to interested home-owners on Saturday, December 6, 2025.
NCSL’s dedicated Business Relations Team was on-site to share detailed information about its savings and loan products, focusing on its flexible personal lending products that help members finance home
purchases even without a dedicated home loan product. Through higher ratio loans such as 1:2 and 1:5, members can maximize their savings to access funding for major expenses, including housing.
Several non-member visitors also ended up registering their membership to NCSL via the Wokabaut Tablet and MyNCSL member online. These new members received their membership numbers and had their accounts opened instantly marking the beginning of their financial journey with NCSL.
Among NCSL were other corporate entities like the National Superannuation Fund, National Banking
Corporation Ltd, Bank South Pacific Ltd, Nambawan Supa Ltd and few others.
